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What does a bad credit history really mean to your lenders
Procuring a loan whilst having bad credit can be a nightmarish experience. To avoid the unpleasantness, it is imperative to choose a lender who is transparent about fees and rates, has flexible terms ...
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What to look for in your free annual credit report
The three major credit bureaus TransUnion, Experian, and Equifax are required by federal law to provide you with a free annual credit report. You have the option of getting all the three credit repor...
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Features of free annual credit report
Your credit report provides a snapshot of your credit history and your overall financial health. Credit reports help lenders decide whether or not to lend you money or extend your line of credit and w...
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This is why your credit score matters
If you don't know what a credit score is, then you're not alone. About half the people in the US don't know what a credit score is, and how it affects them. According to financial experts, credit scor...
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Why you should keep track of your credit report
According to a recent poll conducted by the National Foundation for Credit Counseling, it's been found that most Americans don't even know their credit scores. About 65 percent of the people in the US...
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